A new national housing study reveals that homeownership is becoming increasingly unattainable for millions of Americans, as soaring prices, rising mortgage rates, and stagnant wages continue to widen the affordability gap. The report, released this week by a leading housing policy organization, shows that median home prices have outpaced income growth in nearly 80% of U.S. metro areas, pushing even middle-class buyers out of the market. In many cities, renters are also feeling the squeeze, with record-high rents consuming a disproportionate share of monthly income. First-time buyers face particularly steep barriers, often struggling with down payments, limited inventory, and fierce competition. Analysts warn that unless bold policy solutions are implemented—such as increased housing supply, zoning reform, and financial assistance for low- and middle-income families—the American dream of homeownership will remain out of reach for an entire generation. The report paints a sobering picture of a housing market that’s no longer just unaffordable—but fundamentally broken for many.